| Few things are as exciting-or as scary-as hiring your | | | | returns, such as unemployment taxes, workers' |
| first employee. Whether you're a small business that is | | | | compensation, and so on. |
| doubling its work force (from one employee to two | | | | 4. If you intend to withhold state income taxes, obtain |
| employees!) or a busy professional hiring your first | | | | your state's equivalent of Circular E. It tells how much |
| household employee, it's a big step to suddenly | | | | state income tax to withhold from an employee's |
| assume the responsibility of regularly meeting a payroll. | | | | payroll check. |
| Unfortunately, in addition to all the other issues that you | | | | 5. Obtain federal and perhaps state tax deposit |
| now need to address-whether you can afford new | | | | coupons so that you can remit federal and state tax |
| employees, picking the best person for a job, and so | | | | deposits to the IRS and the equivalent state revenue |
| on-you also have mounds of new paperwork to deal | | | | agency. (Ask for these if you don't get them |
| with. | | | | automatically.) |
| I can't describe all this new paperwork, but I can give | | | | 6. At the end of the first quarter during which you |
| you an overview of what you need to collect and | | | | employ people, obtain the appropriate federal and |
| prepare for the federal and state governments. If you | | | | state quarterly payroll tax return forms. For federal |
| have questions about all this, I suggest you confer with | | | | payroll taxes, businesses should use the 941 form. You |
| an accountant or a bookkeeper who specializes in | | | | also probably need to file equivalent state quarterly |
| helping small businesses prepare their payroll and | | | | payroll tax returns. |
| payroll tax returns. | | | | 7. At the end of the year, obtain the appropriate |
| New Employer Checklist | | | | federal and state annual payroll tax returns. For federal |
| As a new employer, you need to do the following: | | | | unemployment tax returns, for example, you need the |
| 1. Request and receive a Federal Tax Identification | | | | 940 or the 940EZ form, and again, you probably need |
| number from the IRS. To do this, fill out IRS form SS-4 | | | | the equivalent state form for annual payroll tax returns. |
| (call the IRS to request one or visit the IRS web site at | | | | When You Hire a New Employee |
| to download one) and return it to the IRS. The IRS will | | | | Whenever you hire a new employee, the employee |
| send you a Federal Tax Identification number. | | | | must fill out a W-4 form. This form provides you with |
| NOTE You can also receive a Federal Tax | | | | the employee's Social Security number, filing status, |
| Identification number over the telephone. Just tell the | | | | and personal exemptions. You need both the filing |
| IRS agent how you filled out the SS-4 form, and he or | | | | status and the personal exemptions to determine the |
| she will enter it into the IRS computer and give you the | | | | amount of federal income taxes to withhold, and you |
| number. You still need to send or fax in the SS-4 form, | | | | need the employee's Social Security number so you |
| however. | | | | can prepare a year-end W-2 statement. |
| 2. Obtain a copy of the Employer's Tax Guide, | | | | You will very likely have other requirements, which are |
| commonly referred to as a Circular E, from the IRS. | | | | not related to income taxes, to meet. For example, you |
| This pamphlet tells you how much federal income tax | | | | may need to verify to the Immigration and |
| you need to withhold from a person's check and what | | | | Naturalization Service (INS) that the person you're |
| Social Security and Medicare taxes you and the | | | | employing either is a U.S. citizen or has a valid work |
| employee pay. (As noted earlier, you can download | | | | permit. Be sure to check for this type of requirement. |
| this document from the IRS web site.) | | | | The IRS's Employer's Tax Guide and the equivalent |
| 3. If your state requires it, get an employer identification | | | | state information guide can supply most of the |
| number from your state for filing state payroll tax | | | | information you need. |